Serving Bay City, Michigan & surrounding Saginaw Bay communities
248.370.8853
CFH Insurance Consultants
Protecting Bay City families and businesses with personalized insurance coverage you can trust.
2,000+
Bay City Families Covered
30+
Insurance Carriers
15+
Years Serving Michigan
Insurance Coverage for Every Need
From your home to your business, CFH Insurance Consultants offers tailored coverage for Bay City residents.
Auto Insurance
Reliable coverage for Michigan drivers on Bay City roads.
Whether you commute along M-25 or cruise the lakefront, we'll match you with the right Michigan auto policy — from liability to full comprehensive coverage.
Home Insurance
Protect your Bay City home with comprehensive homeowner policies.
From historic Midland Street neighborhoods to newer developments, we offer homeowner policies that account for Michigan's unique weather risks and property values.
Business Insurance
Tailored coverage for Bay City small businesses and commercial properties.
We help Bay City entrepreneurs and commercial property owners safeguard their investments with general liability, commercial property, and BOP policies.
Life Insurance
Secure your family's future with flexible life insurance plans.
Term, whole, or universal — our consultants help Bay City families choose the right life insurance strategy to protect loved ones and build long-term financial security.
Renters Insurance
Affordable protection for Bay City renters and their belongings.
Renting an apartment or home in Bay City? Our renters policies cover personal property, liability, and additional living expenses — all at rates that fit your budget.
Specialty Coverage
Custom policies for unique needs throughout the Saginaw Bay area.
From marine and watercraft policies for Saginaw Bay enthusiasts to umbrella liability and farm coverage — we source specialty solutions that standard insurers don't offer.
Not sure which coverage is right for you? Our Bay City consultants will guide you every step of the way.
Get a Free ConsultationServing Bay City and the Saginaw Bay region · No obligation · Response within 24 hours
Why Bay City Chooses CFH Insurance Consultants
We are your neighbors — local experts who understand Michigan insurance and the Bay City community.
Local Michigan Expertise
Born and based in Michigan, we know the risks Bay City residents and businesses face — and how to protect against them.
Personalized Consultancy
No one-size-fits-all policies. We take time to understand your needs and build coverage that fits your life.
Community Committed
Proudly serving Bay City and the greater Saginaw Bay area — we are invested in this community's wellbeing.
Our Promise to Bay City
Insurance built on trust
- Licensed Michigan Insurance Consultants
- Independent — we work for you, not insurers
- Transparent guidance, no hidden fees
- Decades of combined local experience
"Bay City families and businesses deserve an insurance consultant who knows their community — not just a call center agent reading from a script. That is why CFH Insurance Consultants is here."
CFH Insurance Consultants
Bay City, Michigan
Get Your Free Insurance Consultation
Reach out to CFH Insurance Consultants in Bay City — we are ready to help you find the right coverage.
Office Address
CFH Insurance Consultants
Bay City, Michigan 48708
Phone
248.370.8853Office Hours
Mon – Fri: 8:30 am – 5:30 pm
Sat: 9:00 am – 1:00 pm
Why Consult CFH Insurance
- No-obligation, free consultation
- Independent advisors — we shop multiple carriers
- Licensed Michigan insurance professionals
- Proudly serving Bay City and Saginaw Bay region
Request a Free Consultation
Complete the form below and a CFH Insurance advisor in Bay City will be in touch within one business day.